One-month digital protection for loans.
eDIP helps customers access simple monthly loan protection cover for salary advances and peer-to-peer lending with a clear digital application journey.
Quick Premium Calculator
1 month is the first available cover period. Premium is calculated as 3% of the protected loan amount.
One simple protection product
A single monthly cover that protects the outstanding loan balance against death risk.
Loan Protection
A single monthly cover for every protected loan, whether salary advance, employer lending, or peer-to-peer credit.
- One cover for all loan protection risk
- Protects the outstanding balance
- Death covered
- Fast digital application
Monthly cover, simplified
Use one monthly cover for all protected loans and get a clear premium with a fast digital process.
How It Works
A modern process designed for speed, transparency, and certainty.
Enter Loan Details
Provide the amount, duration, and borrower details for the single monthly loan protection cover.
Select Insurance Company
Compare insurers and choose the best fit for your needs.
Calculate Premium
Get instant premium estimates and coverage totals.
Complete Application
Fill your details through a secure digital application.
Upload Documents
Submit NRC, passport, payslip, loan agreement, and proof of residence.
Receive Policy Certificate
Get your digital policy certificate once approved.
Frequently Asked Questions
Answers to the questions customers ask most.
Our Impact
See how our platform is helping customers and businesses stay protected.
Policies Issued
Claims Status
Active Policies
2,847
Lives Covered
3,124
Claims Paid
ZMW 4.2M
Customer Growth
98%
Ready to get protected?
Get an instant quote and apply for cover in minutes using our secure digital platform.